Hofland Independent Consultants was founded by Schalk W Kruger after spending 14 years with RMB Asset Management, a prominent Fund Management company at the time. The main reason for creating Hofland Independent Consultants was to enable us to provide our clients with unbiased, truly independent and transparent retirement investment solutions.
Our philosophy is to ensure that the best and most competent fund managers are selected to manage your investments, taking into accounts all costs, main investment risks and the investor’s own risk appetite.
Investments are complex and you always need to ensure that the impact of the investment risks are minimised. The ultimate objective of any investment is to outperform inflation and costs, also taking taxation and investment risks into account.
Further note that no initial charges are applicable to new investments – the majority of advisors, brokers and corporates are charging between 1% and 2, 5% initial charges which negatively impacts on our Investment objective to outperform inflation and costs.
Our approach and methodology can be summarised as follow:
Analysis of Client’s investment needs
Identification of investment risks and method of limiting the impact of these risks and volatilities to ensure growth over the long-term.
Advising a tailored solution that include proper diversification between asset classes, local and foreign content, regulatory constraints, different asset management philosophies namely active vs. passive asset management and the best fund management houses.
Ultimate investment objective is to outperform inflation and costs over the long term as well as to preserve capital amounts invested by means of lump sums.
Preferred Asset / Fund Management Companies:
Active fund management refers to a portfolio management strategy where the asset manager makes specific investments with the goal of outperforming an investment benchmark index.
In passive fund management investors expect a return that closely replicates the investment weighting and returns of a benchmark index.
- Our preferred Active Fund Managers are:
- Allan Gray Fund Managers
- Coronation Fund Managers
- Prudential Fund Managers
- Investec Fund Managers
- Foord & Meintjies Fund Managers